Saturday, July 25, 2009

Free Credit Reports

Credit report is the information about a particular person or a company regarding their behaviors. The information includes the bankruptcy, your identification, credit and lending, public records, and inquiries. If the report contains bad information about you, then it affects your career in all aspects. For example, if you apply for loan from a bank, first thing they do is to check credit report on you. Bad remark on credit report prevents you from getting that loan. Incase if you have good remarks in the credit report, then you will get the loan at minimum amount of interest.

We can avoid getting bad remarks by following some principles. The first and foremost thing is to improve your credit rating and then avoid taking new credit. Pay the debts as soon as possible to prevent bad remarks on you. I had come across an article about free credit report at They have noticed about the various advantages of getting free credit reports annually. Immediately I got the free credit report and I was shocked on seeing it because I found many inaccuracies in the credit report which may badly have an effect on my credit career. Immediately I approached the lender and complained about the inaccuracies.


  1. Agree with you, Its highly recommended to take benefit of your free credit report. Sometimes, there may be some inaccuracies that can badly hurt your credit rating, and that can only be corrected if you avail your free credit report.

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